Jon Ritter

About

Jon Ritter is a mortgage broker, business owner, and nationally recognized housing finance educator with more than 22 years of experience helping individuals and families navigate the complexities of homeownership. As the founder and president of Ritter Mortgage Group, Jon has guided thousands of clients through first-time purchases, refinances, and long-term mortgage strategies across multiple market cycles.

Widely regarded as a “debt management specialist,” Jon approaches mortgages not as a transaction, but as a financial planning tool—helping consumers structure housing debt in a way that complements broader financial goals such as cash flow stability, wealth building, and risk management. His work emphasizes clarity, education, and transparency, especially in an environment where misinformation about credit scores, interest rates, and affordability is common.

Jon is also a top-ranked mortgage educator and content creator, producing educational videos and presentations that break down complex lending concepts into practical, consumer-friendly guidance. He frequently collaborates with financial planners, CPAs, housing counselors, and real estate professionals to help consumers prepare—not just to qualify for a mortgage—but to succeed as homeowners over the long term.